 |
|
|
|
|
Steve Gillman Profile and Articles
|
Display by:
Title |
Popularity |
151). Travel Light: The How And Why
I learned how to travel light from lightweight backpacking, then found it was just as useful to keep it light on trips overseas or driving across
152). Hiking Shoes Versus Hiking Boots
Hiking shoes versus hiking boots? Hiking shoes win. Okay, next issue? No, really. Hiking or running shoes are better for most backpacking trips, at l
153). Mind Power Through Mindfulness
Basic mindfulness exercises put you in a state of awareness where distractions are let go, and your mind power is able to function more effectively. They help you think more clearly and concentrate better. They are also easy exercises to do.
More Mind Power in Minutes
A basic mindfulness exercise starts with sitting down, ...
154). Remove Ink Stains From Carpet - 3 Steps
One of the best solvents you can use to remove ink stains from carpet is also one of the cheapest: rubbing alcohol. It works better if it is 90% isop
155). Wealth Knowledge
What is wealth knowledge? It is knowing how money is made, and how wealth is protected. It isn't really a secret. In fact, there are hundreds of books out there that spell it all out for anyone willing to pay a little bit. The problem is that the essential truths are not popular with those who want to get rich easily.
Wealth Knowled...
156). Hiring A Contractor - 10 Tips
A very smart attorney I know paid $7,000 for a roof repair, only to have the roof leak the next time it rained. The contractor stalled, made excuses,
157). Solve Problems With A Word List
To creatively solve problems you need to get your mind looking in new directions. You can systematically do this by using a list of words, primarily adjectives, to create "what if?" scenarios. You start with the question, "what if it was..." and then insert a word from the list. The "it" in the question is the problem you're trying to solve, or the...
158). Mechanical Poetry Techniques: Part Two
What do you do when you want to write poetry? I hope your answer is "I start writing." Even writing a bad poem is better than waiting fo
159). Oil Shortgages - A Solution
Many of us remember the oil shortages of the late seventies. They caused more than just the inconvenience of occasional gasoline rationing. Several elderly people actually died in the New York City area because of a lack of heating oil. Some people thought it would only get worse, and we would run out of oil completely before long.
Int...
160). 10 Ways To Find Investment Properties
If you really want the best deals in investment properties, you have to increase your odds by finding more deals. Who is more likely to get a cheap apartment building, an investor that looks through the MLS listings and calls it a day, or the one that uses ten resources? Here are the ten:
1. Talk. Let people know you are looking and so...
161). Six Types Of Meditation
There are so many different types of meditation. How many? Who knows, but enough so that you can find the one that's right for you. To get your search started, here are six types of meditation you can try.
1. Breath watching. Can meditating be as simple as paying attention to your breath for a few minutes? You bet. Relax in whatever po...
162). Self Motivation Secrets
We all have a lack of self motivation at times. We can learn a hundred ways to improve our lives, but then hesitate to act. Something less important catches our attention, or we just don't feel like doing what we need to do. Even a person who is normally highly motivated can sometimes have a hard time getting started on an important task.
163). Who Cares What Your IQ Is?
You Want Brain Power, Not Scores! Would you like to know what your IQ is? Want to improve it? What is IQ anyhow? The American Heritage Di
164). Chimborazo: Climbing Glaciers Near The Equator
Climbing the glaciers to the summit of Mount Chimborazo in Ecuador isn't highly technical. It is mountaineering, but how hard can it be, considering I
165). Words To Live By?
Watching the news the other day, it occurred to me that people who have "words to live by" often begin to attack and even kill others. I thought back to my own angry youth, when I could easily use words to justify violent thoughts which might have become violent actions. Words are tools, and yet it seems that they can be more dangerous than gunpowd...
166). Arguing
Arguing - what's it good for? Arguments are rarely "won." When you think you won an argument, what did you win? The "loser" at least learned something, right? But what did you get? Debating practice, ego satisfaction, and diminished brain power.
Arguing Diminishes Brain Power?
At times things need to be debated, but...
167). The Joy Of Solo Backpacking
Have you ever gone solo backpacking? If you have, you'll probably agree that it isn't a matter of it being better or worse than backpacking with frien
168). Games To Play When Traveling
Car travel games are a tradition wherever families take vacations or long trips by automobile. Long drives are always more tolerable with some divers
169). Cheap Family Vacations - Some Suggestions
The real secret to cheap family vacations is to be opportunistic. When a friend offers you their cabin on the lake, say yes. Can you have as much fun
170). Daily Motivation: 7 Methods
Isn't a lack of daily motivation one of the biggest problems we face when trying to better ourselves? We often know what to do, or at least the first
171). Boost Brain Power By Learning A Language
Hablas Espaņol? Do you speak any other languages? Maybe you've considered how good it would feel to be able to speak to people in
172). Categories of Real Estate Investment
Below are ten categories of real estate, and different ways to invest in them. The best one for you is something only you can decide, according to your particular needs. To help you do that, I list a couple good points and bad points for each type.
1. Renting single family homes. Good points: An easier way to get started, and good long...
173). How To Find A Real Estate Agent
It's easy to find a real estate agent. Just put a for sale sign in the yard and wait for the phone to ring. The question is, how do you find a GOOD real estate agent? You can start with newspaper.
Pick up the Saturday or Sunday paper - whichever day they have all the homes for sale in your area. You can also collect a few real estate g...
174). Best Investment Real Estate Locations
Where are the best investment real estate locations? If you have enough experience investing in real estate, you can make money almost anywhere, but there are always places that are better or worse for real estate investments. For maximum profits, you want places that have a better demand/supply ratio. You can use the questions below to find them.
175). Living Cheap
Does living cheap mean being miserable, or giving up what you want? Not at all. In my own case, it meant getting the things I really wanted. Spend less on each thing or activity, and you can have more of them, right? The key is to spend less and still get what you need and want. I'll tell you how I managed it.
Living Cheap - Housing...
176). Excessive Credit Card Debt Solutions
Of all the things you can do to resolve your excessive credit card debt, the first thing to do is to stop creating more. I've seen more than one person get out of debt briefly, only to fall back into it. Start changing those habits. Regardless of how quickly you change your habits, though, if you have the debt, you want to knock it down. Here are s...
177). Low Income Housing Investments
Low income housing providers get a bad rap. Be ready to be called a slumlord if you invest in it. Much of what people call slumlording though, is simply providing reasonable housing for those with low incomes. It is of benefit to the renter AND the landlord.
Why Do People Rent Ugly Homes?
Not-so-nice places are rent...
178). Real Estate Rentals - Selling For More
Selling real estate rentals isn't like selling houses. You can paint a house, and get a little more because it looks nice. Rental properties, especially larger ones, are different, because they're bought by investors, who look at income more than new paint. Raise the income, and you increase value to investors.
Time to learn about capi...
179). Zero Down
Zero down doesn't really mean no down payment. Most sellers need something as a down payment if they are providing financing. Most banks won't do 100% financing on real estate that is purchased as an investment. Zero down just means that the down payment won't come from your money. So where will you get it? Can you really profit from real estate wi...
180). Night Hiking And Other Backpacking Ideas
What do you do when you need to be home instead of backpacking? Dream up new ways to backpack and new ideas for backpacking gear. Here are some of my most recent backpacking ideas for products and techniques.
New Backpacking Ideas - Products
Swamp cooler t-shirt. This is for hot desert hiking. Just soaking your shir...
181). Real Estate Valuation
Real estate valuation for single family homes is typically done by using comparable sales. With income properties this just doesn't work well. Imagine if you are looking at a 24-unit building. It would be difficult to find similar ones nearby that have recently sold.
It's also not ideal to use replacement costs for income property appr...
182). Seller Financing - Six Safety Tips
Why offer seller financing when you sell? A higher price, a good return on your money, a faster sale and to sell a property that is otherwise difficult to sell. Some good reasons, but how do you do it safely?
1. Get a large downpayment. The most obvious way to be safe, and not always possible.
2. Get other security. If th...
183). How To Buy An Apartment Building
How to buy an apartment building? You could start with a look in the newspaper, a visit to a broker, or a search online - all good ways. Of course, since you're looking at the same properties as every other investor, it's not always easy to beat the competition to the great deals. Is there a better way?
Why not look for properties that...
184). Tarp Shelters For Lightweight Backpackers
Why use tarp shelters? The biggest reason ultralight backpackers use them is to reduce pack weight. The lightest tent you can find will be close to three pounds. Some of the newest ultralight tarps weigh just seven ounces.
Weight isn't the only advantage of tarp shelters, though. They also give you room to move, and you can easily look...
185). Under The Volcano
The town sits at the base or "under the volcano" named Tungurahua. We wanted to see it erupt, so we paid the $3 each for a two-hour trip to a hill overlooking the town. The top of the volcano was visible from there, and sure enough, it coughed up a bit of lava on cue. I had another rum drink and helped to push-start the vehicle that brought us ther...
186). Internet Business Ideas
These are a few new internet business ideas that I won't be trying, but I hope that someone will. The first comes from people's frustration with technologies like e-book formatters. They don't want to spend hundreds for the software, and even when they do, they have trouble learning to use it.
The solution? A service business that comp...
187). Fixer Upper Homes
You've bought a fixer upper home you can make some money on. Where do you start? What improvements and repairs are most important? Actually, you need to know this before you buy. Always start with the end in mind, and have a plan to get there. Whether before and after you buy, though, there are some simple rules for analyzing possible fixes.
...
188). Little Secrets
Little secrets can be useful. An example is knowing that hotel mattresses are less worn and more comfortable on the side away from the phone. Or knowing that listening to Mozart's sonata for Two Pianos in D Major, K. 448 for ten minutes can raise your IQ 9 points.
They can also be just interesting. Did you know that the furthest point...
189). Real Estate Investment Clubs?
Your local real estate investment clubs or associations will educate you. It won't be book education, but useful knowledge about your local real estate market. The people there are investors, many who have gotten wealthy investing right in your town. This means you'll get meaningful and specific advice on what is working in your area, where to go f...
190). Home Buying - 3 Money Saving Secrets
Home buying is about finding the right house, and this includes getting the right price. There are five basic ways to buy a home for less. Here are three of them.
Home Buying Secret - Buy In Inexpensive Towns
Yes, there are still inexpensive towns that you might actually want to live in. In fact, there are still tow...
191). Thinking Games
Classic thinking games are a great way to tune up your brain. You can use these mind games to help you increase your brain power and to get you out of your thinking "ruts." Play them enough, and they'll habituate you to using creative problem solving as a normal part of thinking about things.
Thinking Games For Groups
192). Easy Ways To Make Money
There are easy ways to make money in my opinion, but of course this means different things to different people. For example, do you want easy ways to make money right now, or ways to make the most over time with the least effort? These really are two very different things.
Easy Ways To Make Money Right Now
- Go get ...
193). Travel Saftey - Using Intuition
"We've been robbed," I told Ana. "All of it." I grabbed the thief, who was no longer acting drunk at all. It was a lesson in travel safety.
It started when both my wife and I had a strong feeling we shouldn't get on that bus in Cuenca. Neither of us said anything, because a taxi was two dollars, and the bus cost only twenty-five cents....
194). Real Estate Deals - Ten Myths
Are high-profit real estate deals only for the wealthy? Is it possible to buy with no money down? Do you really have to know the "right" people? Let's answer by looking at some of the myths of real estate.
1. The good real estate deals are reserved for the wealthy. Of course money helps, but my first deal was a $3,500 lot - which I sol...
195). Four Reasons To Offer Seller Financing
An example of seller financing: Years ago I bought a rental property, and nine months later sold it for 15% more, without fixing or improving a thing. The easy terms are what sold it. I took $1000 down, and I still get a payment every month, with 9% interest.
Four Reasons To Offer Seller Financing
1. To get a higher price....
196). For Sale By Owner Is A Mistake
Don't sell it yourself! Sometimes a "FSBO," or house "for sale by owner" can sell as fast, and for as much as it would have if listed with a real estate agent. Sometimes. Before you decide to give it a try though, consider the following ten points.
1. Most buyers work with agents. They look through MLS listings. If you don't list with ...
197). Mobile Home Rentals - A Great Investment
Why mobile home rentals? Get past the prejudice and look at the numbers. In our town, for example, a two bedroom house costs $130,000 and rents for $800/month. A $50,000 mobile home on real estate gets $500/month. Cash-on-cash return on investment is obviously higher with mobile homes.
Don't let the half-truth that mobiles depreciate i...
198). Good Luck
Good luck, people called it, when a couple I know had a business handed to them for free. It was making a little money, but the owner didn't want to deal with it anymore. Other things were going on in his life, and he just wanted to drop the whole business. However, the lease on the building the business was in still had nine months to go.
199). Self Talk
Self talk is something we all do. We are always explaining things to ourselves, and making comments to ourselves. The question is, what are we saying? What we say to ourselves radically affects the quality of our lives, and our ability to do things effectively.
Are you using positive self-talk or negative self-talk? Below are some of ...
200). Self Employed Is A State Of Mind
Being self employed is typically thought of as working in your own business, as opposed to working for someone else's business. However, you can start working for yourself today, even if you are working in someone else's business. It all a matter of perspective.
You are an employee when you are working for someone else, but you don't h...
Browse Pages: [1] [2] [3] 4 [5] [6] [7]
|
|
|
|
|
|
 |
|