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Saturday, 11 October 2008       

Steve Gillman Profile and Articles




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201). Music For A Better Life

Would you like to pop in a CD and have a better quality of life, and even self improvement? There are three ways you can use music to accomplish this

202). Music For Self Improvement
Would you like to pop in a CD and have a better quality of life, and even self improvement? There are three ways you can use music to accomplish this.

Music For Motivation

Put on energetic music, and even doing housework seems less like work. Using music to motivate yourself or change your mood is an area where you can tru...

203). Negotiating Real Estate - Go Slow
Why should you sometimes go slow when negotiating real estate deals? It's all about the power of time investment. Let me explain with a story.

One of my less-pleasant experiences selling real estate was when I sold a home for a real decent guy, and the buyer was a lawyer. I was new to real estate, and this lawyer knew all the angles. W...

204). New And Unusual Fundraising Ideas
Need some new fundraising ideas? When your organization or group needs to raise money for a trip or project, there's nothing wrong with another bake sale. Do something a little different, though, and you may get more volunteers for the event. You might also get more media exposure, meaning more people will participate, which means more money raised...

205). New Innovations
How do you produce ideas for new innovations? Here is a great technique: Extract some basic ideas from existing products and inventions, and then apply them to new areas.

If you look at a thermostat, for example, you might think "A device to control the indoor climate." This is certainly an idea that can be used to come up with somethi...

206). New Invention Ideas
A few more new invention ideas. Read about them, laugh at them if you must, modify them, use them and call them your own if you want.

Air conditioning shirt. Backpacking in hot weather, I often stop to wet my shirt in a stream. The evaporative cooling as it dries is wonderful. Now if a shirt had little water "tanks" on the shoulders, a...

207). New Marketing And Promotional Ideas
New marketing and promotional ideas! Free! Most are related to internet-based businesses, but even those can usually be adopted in some way to other businesses. Here are half a dozen marketing ideas to get you thinking.

A one-hour coupon. Offline businesses that want to increase the traffic to their websites can announce an "internet c...

208). New Thoughts
New thoughts can come from taking a new perspective on things. One way to do that is to challenge the assumptions that exist. For example, is love really a feeling of desire or attachment? This is a common assumption, but what if we challenge this?

New Thoughts on Love

Desire and attachment can be strong feelings, a...

209). New Types Of Poetry
There are many different types of poetry. I counted 50 on a quick search of the internet. You may have heard of Haiku and Limericks. There are the more obscure types too, like Terzanelle and Sestina. Learning different types of poetry though, isn't nearly as much fun as inventing your own, so here are some ideas about that.

Types Of...

210). New Years Resolutions - Some New Ideas
New years resolutions. You promise yourself you'll quit smoking, lose ten pounds, take that vacation or buy that dream car. Did you know that 93.5% of new years resolutions are never followed through on? Okay, I made up that statistic, but it's believable, isn't it? Time for some new ideas.

New Ideas For New Years Resolutions

211). Night Hiking And Other Backpacking Ideas
What do you do when you need to be home instead of backpacking? Dream up new ways to backpack and new ideas for backpacking gear. Here are some of my most recent backpacking ideas for products and techniques.

New Backpacking Ideas - Products

Swamp cooler t-shirt. This is for hot desert hiking. Just soaking your shir...

212). Nothing Down
Nothing down? Exactly why would a seller want to walk away from closing with nothing? The truth is, they normally wouldn't, and that brings up the most important point about real estate investing with no downpayment: A seller almost always needs cash at closing, but it doesn't have to be YOUR cash.

Nothing Down - A Few Ways

213). Oil Shortgages - A Solution
Many of us remember the oil shortages of the late seventies. They caused more than just the inconvenience of occasional gasoline rationing. Several elderly people actually died in the New York City area because of a lack of heating oil. Some people thought it would only get worse, and we would run out of oil completely before long.

Int...

214). Online Articles - Get Traffic
Online articles may be the single best way to get traffic to your web site. Writing articles and submitting them to free article directories is certainly one of the least expensive ways. To make it work, though, you have to be persuasive.

Maybe you wonder what persuasive writing has to do with articles. You're not exactly selling somet...

215). Owner Financing - Safety Tips
Why offer owner financing when you sell? A higher price, to start with. Add to that a good return on your money, a faster sale, and an easier sale of a "problem property." Good reasons, but how do you do it safely?

1. Ask for a large downpayment. This is the most obvious way to be safe, but not always possible. The point of owner finan...

216). Persuasion Techniques
Some of the best persuasion techniques have been developed from NLP (neuro-linguistic programming) methods. For example, if you hear a person saying, "I see," a few times, they are probably processing information visually, according to NLP. To influence them then, you would use phrases like, "You can see how..." or you would actually show them thin...

217). Playing Golf On Ana's Eyeball
As we drove from Traverse City, Michigan to Tucson, Arizona, I wrote a series of letters, and photocopied them to send to family and friends. This was

218). Poop Bags On Mount Shasta
Topped by snow and glaciers, Mount Shasta rises up above everything else when you approach it from the north.As soon as I saw it, I wan

219). Pre-Purchase Inspection
Should you do your own pre-purchase inspection? Yes and no. Yes, you should inspect a house before you write an offer on it. Then you should put an inspection contingency clause in the offer, and hire a professional inspector. Why do both?

Doing your own inspection can help you get a better deal. Each cracked window or leaky toilet you...

220). Problem Solving Strategies
What could you use a few good problem solving strategies for? New ideas for your business, perhaps. New ways to deal with your children. To come up with different approaches to building things, writing stories, or finding a job. Whatever the purpose, here are a couple powerful problem solving strategies.

Use Your Unconscious Mind

221). Purchase Agreement Clauses That Can Save Your Butt
The real estate purchase agreement is more than just a casual offer. The moment you and the seller sign it, it is a legally binding contract. Since you can put what you want in your offer, why not include some of the clauses that smart buyers use to protect themselves and save money? Some suggestions follow.

Six Purchase Agreement C...

222). Rationalization
Rationalization: "The devising of self-satisfying but false reasons for one's behavior." Sometimes we don't know why we do what we do, and perhaps such ignorance is okay, or should be. Our temptation is always to explain, but that often does nothing useful. In fact, it can just get in the way of actual understanding.

Rationalization...

223). Read Minds Using Simple Techniques
I hope you won't be too disappointed when I tell you that you'll never read minds like Mel Gibson in "What Women Want." However, you can learn how to get a better idea of the general state of mind and receptivity of the person in front of you. Lets jump straight to one of the fun ways.

Watch Those Eyes To Read Minds
...

224). Real Estate Deals - Ten Myths
Are high-profit real estate deals only for the wealthy? Is it possible to buy with no money down? Do you really have to know the "right" people? Let's answer by looking at some of the myths of real estate.

1. The good real estate deals are reserved for the wealthy. Of course money helps, but my first deal was a $3,500 lot - which I sol...

225). Real Estate Financing - Ten Ways
Do you remember when real estate financing meant you saved up enough to put 20% down on a house, and then you got a mortgage loan for the other 80%? Well, you can still do that, but there are many more options now. Here are ten of them.

1. Gifting programs. In some parts of the country, builders fund foundations that give you a portion...

226). Real Estate Investment Clubs?
Your local real estate investment clubs or associations will educate you. It won't be book education, but useful knowledge about your local real estate market. The people there are investors, many who have gotten wealthy investing right in your town. This means you'll get meaningful and specific advice on what is working in your area, where to go f...

227). Real Estate Market Research
Start your real estate market research with the U.S. Census information about a town. You want to invest in a town that is growing, especially if you are investing in income properties. It's getting easier to do this now, with all the information available online. Just go to the official U.S. Census site at www.census.gov.

If you call ...

228). Real Estate Negotiation - Time Power
One of the crucial elements of real estate negotiation is time. Understand and master the use of time, and you can buy a home for thousands less. Here is one of the most important aspects of time:

Deadlines In Real Estate Negotiation

Time is of the essence. It even says as much on most real estate contracts. What do...

229). Real Estate Negotiation Secrets
When you bought your home, you offered less than you were willing to pay, right? That's the most common negotiation technique. For experienced investors, however, that's just one technique among the many more powerful ones. What else can you do?

How To Make An Offer

1. Offer an odd amount, like $161,793. This gives the imp...

230). Real Estate Partners - A Good Idea?
We were looking for real estate partners because we were new to the Tucson area. We found that two identical houses here can be $50,000 apart in price if they are three blocks apart. Also, the styles are different from anything we had in Michigan, so it would be good to have some help figuring value and what buyers want.

At the Arizona...

231). Real Estate Rentals - Selling For More
Selling real estate rentals isn't like selling houses. You can paint a house, and get a little more because it looks nice. Rental properties, especially larger ones, are different, because they're bought by investors, who look at income more than new paint. Raise the income, and you increase value to investors.

Time to learn about capi...

232). Real Estate Success
Real estate success? It happens by way of the many things you repeatedly do right, and it is your habits that ensure they get done. Here are some habits to develop for your real estate investing success.

Ask for people's names, and tell them yours. People are your most valuable resource in real estate investing. The more you know, the ...

233). Real Estate Team - Building One
I didn't understand the concept of a real estate team at first, so I had a hard time with real estate investment. I tended to be a "lone wolf," trying to do too much myself. I have since learned that in real estate, you need a team of people you can trust and rely on. Here are some possible team members, and what they need to be on the team. ...

234). Real Estate Valuation
Real estate valuation for single family homes is typically done by using comparable sales. With income properties this just doesn't work well. Imagine if you are looking at a 24-unit building. It would be difficult to find similar ones nearby that have recently sold.

It's also not ideal to use replacement costs for income property appr...

235). Real Estate Value
What is real estate value? It isn't what you have into your house. It isn't what you feel it is worth. It is what the market will pay. How do you figure out what the market will pay? For single family homes, the best way is by seeing what similar homes have sold for.

Figuring replacement cost isn't very useful. It's difficult to say w...

236). Refinancing Real Estate Investments
Why should you consider refinancing real estate investments instead of selling them? Maybe you've owned a rental property for years, you've paid down the mortgage, the value is up, and you want to cash in on that equity. You will do better to refinance. Here's why.

There are two problems with selling. First, selling means paying a larg...

237). Remove Chewing Gum From Carpet
To remove chewing gum from carpet, you can use your hair dryer. Just heat the gum, being careful not to melt any carpet fibers. Then you can use a pie

238). Remove Ink Stains From Carpet - 3 Steps

One of the best solvents you can use to remove ink stains from carpet is also one of the cheapest: rubbing alcohol. It works better if it is 90% isop

239). Remove Permanent Marker Stains
How do you remove permanent marker stains from carpet? Well, the bad news is that it's called "permanent" marker for a reason. Depending on how new an

240). Rental Property Income - How To Increase It
You may think that to raise your rental property income you can just raise rents. However, you can't just raise the rents arbitrarily, because if tenants leave, income goes down, not up. Fortunately, there are other ways, including the ones listed below.

1. Consider raising the rent. We did dismiss ARBITRARY rent hikes as a cash-flow s...

241). Rental Property Investment - Finding The Properties
Rental property investment starts with finding the best deals. To do this, you can increase your odds by finding more deals. Who's more likely to get a cheap apartment building, an investor that looks through the MLS listings and calls it a day, or the one that uses ten resources? Here are those ten:

1. Look in old papers to find "For ...

242). Renting A Room For Extra Income
Renting a room? I wish I had thought of it sooner, but one day many years ago I finally gave it a try. I had a thee-bedroom mobile home on small piece of property, and I soon found that it was easy to rent out not one, but both other bedrooms. I suddenly had thousands of dollars extra each year.

Many towns with high rent have a high de...

243). Right Brain Left Brain
The concept of "right brain left brain" refers to the two hemispheres of your brain. Some amazing experiments involving people who've had the corpus callosum cut taught us most of what we know about the differences between the two sides. The surgery is performed on epileptics to reduce the incidence of seizures, and it isolates most of the right he...

244). Robbed On A Bus
We knew better. Both me and my wife had a strong feeling we shouldn't get on that bus in Cuenca, but neither of us said anything. A taxi was t

245). Rock Collecting Trip
Rock collecting wasn't part of the plan. Neither was arrowhead hunting. Then we met Felix. He was a Mayan Indian, he told us, whose family had migrated from Mexico. Now he was living in an old RV. He was there to enjoy the hot springs, like us. The Arizona desert has more than just hot springs hidden in it though.

We shared meals and c...

246). Romantic Weekend Getaways
Romantic weekend getaways can be a second honeymoon or your first vacation together. When you don't have the time or money for a long trip, try one of the following.

Luxuriate Together

Spending time at a nice hotel is the most obvious and common romantic weekend getaway, and with good reason. It is wonderful to be w...

247). RV Boondocking Tips
What is RV boondocking? It is simply camping in your recreatinal vehicle in an area with limited or no facilities. In many areas of the west, you can

248). RV Camping
RV camping can make for a great trip almost anywhere, but I think it is best in the west. In many areas, you can just drive into the desert, and stay free for up to two weeks. It's true of most BLM (Bureau Of Land Management) and national forest lands, and many state forest lands too. You have to move every two weeks, but how far is open to interpr...

249). Save On Food - Ten Ways
To save on food, be an opportunist. Buy what you like, but buy on sale. Do you need oranges every day? Buy them when they're cheap, then buy grapefrui

250). Scenic Train Rides
I'm not sure why on scenic train rides you can have a beer, but you can't on a bus. In any case, this is one of the reasons to take a train ride. Anot

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