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Charles Essmeier Profile and Articles
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1). No Fee Mortgages Coming Soon
Buying a home, especially for the first time, can be a daunting experience. There are endless credit checks, bank checks, employment checks, appra
2). Home Equity Loan – Beware of the lingering lien!
A problem that often arises when people try to refinance their home is the discovery of a pre-existing lien from a previous loan that was not remo
3). Auto Lemon Laws -- Do You Need a Lawyer?
Buying a new automobile is usually a bid decision for most people, and it involves a lot of time, research and most of all, money. If you are goi
4). Debt Consolidation -- Consolidate Your Student Loans Now!
The Federal student loan program has benefited thousands of college students in the forty years since it was introduced. Interest rates for the p
5). Auto Lemon –Can Your State's Lemon Law Help You?
Buying a car is not like buying a radio; you cannot return it to the store for a refund if you do not like it, or if it has a manufacturing defe
6). Home Equity – Don’t Spend It On Risky Investments
The housing market has exploded in the last five years, and homeowners are finding that the equity in their homes is greater than it has ever been. Th
7). Is the Record Album Dead? Not by a Long Shot.
In 1982, Sony and Philips introduced the compact disc, a digital music playback format that used a laser to read the disc. The compact disc was expect
8). Home Loans And Mortgages – One Third Of Homes In U.s. Overva
A new study by National City Corp. looked at home values for 299 American cities and compared them to where they “should be” based on a number of econ
9). Interested in Improving the Sound of Your Stereo? Consider
Introduced in 1982, the compact disc was intended to provide better sound than the 40-year-old long-play record album, popularly known as the LP.
10). Utah, the Nation’s Bankruptcy Capital
Congress recently passed the Bankruptcy Abuse Prevention and Consumer Protection Act, designed to minimize frivolous bankruptcy filings and to req
11). Bextra and Vioxx -- Tips for Arthritis Relief Without Them
The recent withdrawal of Vioxx and Bextra from the marketplace, due to concerns over unwanted side effects, has many arthritis sufferers concerned. Th
12). Bextra and Vioxx -- Alternative Medications Have Warnings, T
At the urging of the Food and Drug Administration, the drugs Vioxx and Bextra have both been voluntarily wit
13). Home Loans – Would You Buy A Home Without An Inspection?
The housing market has exploded, with home prices rising beyond all reason in some markets. Home prices have doubled or tripled during the last five y
14). Interested in Improving the Sound of Your Stereo? Consider R
Introduced in 1982, the compact disc was intended to provide better sound than the 40-year-old long-play record album, popularly known as the LP. Usin
15). Bextra and Vioxx Withdrawal Spawn Advertising Pause from Bri
Pharmaceutical giant Bristol Myers Squibb has announced that they will suspend direct-to-consumer advertising for their prescription drug products for
16). Home Loans – Identity Theft Protection Could Hurt Home Sales
Identity theft has been a hot topic in the news during the last few years. Just a month or so ago, forty million credit card numbers were compromised
17). Auto Lemon -- Can Your State's Lemon Law Help You?
Buying a car is not like buying a radio; you cannot return it to the store for a refund if you do not like it, or if it has a manufacturing defec
18). Bextra Withdrawal Could Be Just the Beginning of Trouble for
The pharmaceutical industry is a tremendously profitable one, as anyone who reads the business pages of their newspaper can see. Although it can t
19). Home Equity – Foreclosure Often Not Necessary In Current Mar
While driving around your community, you may have seen signs posted on telephone poles that offer “foreclosure help.” These seemingly generous offers
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