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Jay Profile and Articles
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1). Mortgage Leads, Overcoming Objections
If you are a loan officer or mortgage broker, and you are obtaining leads from a mortgage lead provider, it is important that you get the best return on your investment that you possibly can.
For starters, understand that a lead provider does just that, they provide you with leads. It is entirely up to you to make the sale.
2). Mortgage Sales, Overcoming Objections
As a loan officer, it is important to keep your pipeline full at all times. For this reason, it goes without saying, that you should be taking as many applications as you can throughout the week.
Obtaining leads to be turned into applications can be obtained in a variety of ways. Such as, networking, customer referrals, family, friends...
3). Turn Your Customer Complaint into a Positive
The last thing we want to hear during our work day is complaints from customers. However, it does come with the territory. Here are a few tips on how to turn your customer’s complaint into a positive.
1. Listen
When a customer comes to you with a complaint about one of your products or services, listen to them. Listen to w...
4). Purchasing Exclusive Mortgage Leads
If you are a loan officer or mortgage broker, you may be on the market for mortgage leads. You may even be considering purchasing them exclusively.
Purchasing exclusive mortgage leads may not be such a bad idea if you want to cut out your competition.
Most mortgage lead companies will sell their leads up to four times, and...
5). Live Transfer Leads Mortgages
If you are a loan officer or mortgage broker, you may be on the market for live transfer leads mortgages.
This particular type of lead is not such a bad choice when you are determining what type of lead you want to work with.
The live transfer lead works like this.
You sign up for an account with a live transf...
6). Mortgage Leads, Increase Your Closure Ratio
If you are a loan officer or a mortgage broker, and you are currently using a mortgage lead provider, or you are considering investing with one, one of the most important things you should take into consideration, is the closure ratio.
If you are closing anywhere from 5% to 12% of the leads you purchase, than you are doing very well ac...
7). Buying Mortgage Leads Exclusively
If you are a loan officer or mortgage broker, you may be on the market for mortgage leads. If you have no interest in sharing these mortgage leads with anyone else, you may want to consider buying them exclusively.
If you decide to buy your leads exclusively, you can plan on paying a bit more for them. As opposed to buying old or recyc...
8). Avoid Recycled Mortgage leads
If you are a loan officer or mortgage broker and you are considering buying mortgage leads, try to stay away from the leads that are being recycled.
Leads that are being recycled have often gone through the hands of literally dozens of loan officers before landing on your desk.
The chances of closing the deal on leads like...
9). Buying Fresh Mortgage Leads
Mortgage leads can be bought in quite a few different varieties. And depending on which loan officer you ask, some are better than others.
If you buy leads in bulk, most likely you will be buying old or recycled leads.
Mortgage leads can also be bought by way of cherry picking, where you can actually view the lead before y...
10). Make the Most of Your Mortgage Leads
If you are a loan officer or mortgage broker and you invest in mortgage leads, or you are considering investing in mortgage leads, make sure you are making the most of them.
A lead provider, if they are a good one, can provide you with a good quality lead, the rest is up to you.
The lead provider has no control over what t...
11). Paint a Picture With Your Words
Paint a Picture With Your Words
Depending on what you sell, it is not always easy to get your point across, so it is very important to paint a picture with your words to give your customer a visual of your product, or a visual of themselves using your product.
When you are meeting someone face to face, and you can show the...
12). Mortgage Leads, Do Your Research
You work hard for your money, so before you go investing in a mortgage lead company, be sure you take your time and do your research.
We have all heard about, or have experienced the pain first hand of being burned by a mortgage lead company. And although this may happen to loan officers more often than not, there are some good lead co...
13). Follow Up With Your Customer
Follow Up With Your Customer
After you go through a sales session with a customer, wether you sell them a product or not, follow up with them. Otherwise, your time was all but wasted.
Every part of a sales process from the initial contact, to the presentation of the product, to the final step, following up, are all equally...
14). Relax Your Customer
Relax Your Customer
One of the most important skills a doctor can posses, is that of a bed side manner. In the same sense, it is important that sales people posses the same type of skill, to be able to put their customer at ease.
Relaxing your customer is important to any type of sales situation you may find yourself in. R...
15). How to Get Your Customer Talking
How to Get Your Customer Talking
Before we can sell our products to our prospective customers, we must first get to know them and their needs. The best way to do this is to get them talking.
When you approach a prospective customer, it can be a challenge to get the customers attention, let alone getting them to strike up a...
16). Make Money With Mortgage Leads
When it comes to mortgage leads, your ultimate goal is to make money. Mortgage lead companies can provide you with a lead. The rest is up to you.
For starters, finding the right lead company is key. Be sure to do your research and find a mortgage lead company that sells good quality leads. Not the type of leads that are recycled, or bo...
17). Mortgage Leads, Choosing the Best Option
Mortgage Leads, Choosing the Best Option
When it comes to buying mortgage leads, there are many good companies out there for you to research, and many avenues to travel down when considering which lead type will work best for you.
While working as a loan officer, I dealt with my fair share of mortgage lead companies. Along...
18). Getting Passed the Gate Keeper
We all know the feeling of going out to make our cold calls, only to be shot down by the person at the front desk who looks at us as nothing more than a solicitor.
These front desk people would be otherwise known as the gate keepers.
Lets face it, getting passed the gate keeper can be tough, we are on their turf, what they...
19). Mortgage Marketing with a Personal Blog
If you are a loan officer or a mortgage broker and you are looking for a new and innovative way to market yourself and your products, you may want to consider using a personal blog.
You do not have to be a wizard with a computer, or have a background in rocket science to start up a blog.
The internet is loaded with bloggi...
20). Sub Prime Mortgage leads
If you are a loan officer or mortgage broker interested in purchasing sub prime mortgage leads, purchasing them by way of the internet may not be a bad place to start.
But before you do that, find a mortgage lead provider that can deliver exactly what you are looking for, and that is sub prime leads.
A good place to start ...
21). Mortgage Marketing With a Blog
One great way for mortgage brokers and loan officers to market the benefits of their products and services is with a Blog.
There are many sites on the internet that allow for you to set up a Blog for free. They also make it very easy for beginners to set up their Blog allowing for them to choose their own url name and template.
22). Mortgage Leads for New Loan Officers
If you are a loan officer and you are new to the business, one thing you may be short on is leads.
Leads can be obtained in many ways. Through customer referrals, networking groups, family members, friends, etc.
However, for a new loan officer, you may need to jump start your business, and investing with a mortgage lead co...
23). Mortgage lead generation
If you are a loan officer or a mortgage broker looking for a good lead source, one of the first things you will want to do when considering a mortgage lead company is find out how they go about generating their leads.
How a mortgage lead company generates their leads is very important because it has a lot to do with the quality of the ...
24). Buying Internet Mortgage Leads
If you are a loan officer or mortgage broker looking to begin the purchase of internet mortgage leads, here are three things you will want to consider.
Number one, pricing. You want to make sure you get what you pay for. Pricing also determines the quality of the lead you are getting.
If you are paying two bucks per lead, ...
25). Exclusive Credit Repair Leads
If you own or work for a credit repair business, or you are considering starting a credit repair business, you may have at one time or another considered purchasing exclusive credit repair leads.
For starters, the purchase of credit repair leads is a wise choice for your company because the people that fill out these on line forms for ...
26). Mortgage Leads, Proceed with Caution
If you are a loan officer or mortgage broker, you have more than likely dealt with mortgage lead companies in the past.
If you are one of the ones that have invested money in lead companies in the past, than you fall into one of two categories.
Those that have lost money to lead companies, and those that are going to loose...
27). Credit Repair Business
If you own or are looking to start a credit repair business, one thing you will definitely be needing is credit repair leads.
The benefit of buying credit repair leads is that the customer is committed to paying a professional for credit repair help.
The customer is not merely looking for information. Once they fill out th...
28). Customer Service Leads to Customer Loyalty
Customer Service Leads to Customer Loyalty
All customers want and expect superior customer service, and it is all too important that we give it to them. Otherwise, our competition will.
Your customer doesn’t want to be treated like another statistic along an assembly line. They want to be treated with respect. It is very i...
29). Internet Mortgage Leads
If you are a loan officer, you may be considering purchasing internet mortgage leads. But you may be leery of whom to buy them from and the type of lead you should buy.
There are many internet mortgage lead companies out there, and they sell all kinds of lead types.
Such as, real time, live transfer, recycled, and lets fac...
30). Mortgage Leads, You Get What You Pay for
Mortgage Leads, You Get What You Pay for
There are many mortgage lead companies out there to choose from. Each with their own individual way of obtaining leads to sell to loan officers. But remember, you get what you pay for.
Lead companies sell their leads in a variety of ways. Some allow you to cherry pick, some allow yo...
31). Exclusive Mortgage Leads
If you are a loan officer or mortgage broker on the market for exclusive mortgage leads, how do you know if that lead is really exclusive or not?
The true definition of an exclusive mortgage lead is defined as one that is sold in real time and sold to you only.
This sounds really good, but there is a small problem with tha...
32). Mortgage Leads, Quality Is Everything
For loan officers and mortgage brokers on the market for mortgage leads, the quality of the lead should be a top priority when determining which company to invest in.
For this reason, before you invest, be sure to do a little research. After reading about the lead company on their web site, be sure to call and speak with someone in cus...
33). Interview With A Former ACLU Lawyer
For God And Country ForeverSurrender To The ACLU Never”I had the benefit of getting an interview with Mr. Reese Lloyd, a former ACLU lawyer af
34). Evaluate Your Customer
Evaluate Your Customer
When a customer walks into your office, don’t sell them the first product that comes to mind. Sit them down and evaluate their needs, than sell them the products that meet their needs.
I once worked with a guy in the banking industry, who was one of the best at explaining the benefits and features of...
35). Mortgage Leads, The Approach to More Sales
If you are a loan officer or mortgage broker that is in the market for mortgage leads, your salesmanship has a lot to do with the end results of the mortgage leads you receive.
If you are dealing with a good reputable mortgage lead provider that delivers good quality leads, than you are off to a good start.
But your approa...
36). Mortgage Loan Lead
If you are a loan officer or mortgage broker looking to purchase mortgage loan leads, you may be considering what type of mortgage loan lead to purchase, and which company to purchase them from.
There are a few different types of leads to choose from and literally hundreds of lead companies to buy them from.
A few differen...
37). Know Your product before You Sell It
Know Your product before You Sell It
Product knowledge is by far the most important key ingredient to posses when it comes to selling your product.
Before you sell your product, make sure you know it inside and out, you wouldn’t want to be caught without an answer if your prospect had a specific question.
Thin...
38). Credit Repair Service
Credit Repair Services
If you are in the business of credit repair services. You may have at one time considered purchasing credit repair leads.
The benefit of purchasing credit repair leads, is that the customer is committed to having their credit repaired by a professional such as yourself.
These customers a...
39). Baseballs Cloud of Controversy
Although Baseball has never been a stranger to controversy. From the 1919 Chicago Black Sox, to Pete Rose betting on baseball, to Sammy Sosa’s corked bat. And now the on going soap opera of Barry Bonds suspected steroid use, it is in no way hurting in the ratings and fan department.
Why is this?
I think I have the answer, ...
40). Credit Repair Leads
If you are in the credit repair business, you may have at one time or another expressed interest in purchasing credit repair leads.
Credit repair leads can be provided in many different ways. Such as referrals, a toll-free number allowing for people to contact you that may need your assistance, and a web site for people to visit to fam...
41). Don’t Let Your Hot Leads Cool Off
Every day in sales and business is critical. That lead you receive today, could very well be in the hands of your competition tomorrow.
That is why I can’t stress enough the importance of taking full advantage of your leads once you receive them.
Leads are not meant to sit around pinned onto bulletin boards, or placed in a...
42). Credit Repair Business Opportunity
If you are in the credit repair business and you are looking for a credit repair business opportunity, you may want to consider purchasing credit repair leads.
Credit repair leads are considered a good business opportunity because normally people who go to specific sites and fill out forms specific to credit repair have committed thems...
43). Mortgage Leads, Junk vs. Real Time
If you are a loan officer or mortgage broker and you are on the market for mortgage leads, you may want to research the companies you are considering to determine exactly what kind of leads you will be receiving. Not to mention, where they are coming from.
A junk lead is classified as a lead that is old or recycled by many loan officer...
44). Phillies Ticket at Face Value
On opening day for the Philadelphia Phillies, my wife and I were anxious to attend but we did not have tickets.
The night before the game, we decided to arrive at the ballpark early with a cooler full of tailgating food and drink, and try to find a scalper that would give us a deal on some good seats.
Much to our surprise,...
45). Credit Repair Business in Florida
If you own or are interested in starting a credit repair business in Florida, one thing you will definitely need is credit repair leads.
There are quite a few ways to obtain credit repair leads for your credit repair business in Florida. Such as customer referrals, an educational web site, and a toll free number to name a few.
46). Home Base Loan Officer Positions
If you are a loan officer looking for a little more freedom and flexibility in your work day, you may want to consider a home base loan officer position.
Most mortgage broker shops will allow for you to work from home once they have trained you on their system and have acclimated you to their products and services.
Most mo...
47). Purchasing Real Time Mortgage Leads
If you are a loan officer or mortgage broker, you may have played around with the idea of purchasing mortgage leads.
You, like many loan officers in the mortgage industry, may be a little skeptical when it comes to buying mortgage leads from a mortgage lead company.
You probably have heard all the horror stories from peopl...
48). Mortgage Leads, Where to Begin
If you are considering investing your hard earned money with a mortgage lead company, or you are switching lead companies because you have gone through the pain of seeing your money go down the drain, here is a good place to begin.
Before you take that leap of faith with a lead company, take a step back and reexamine exactly what it is...
49). Building a Strong Business Relationship
When it comes to business and sales, building a strong relationship is critical. The stronger your relationship is with your customer, the more likely they will be to refer you business.
Every day, make an attempt to build on the relationships you have with your customer. Don’t just say hi as they walk in and goodbye as they leave.
50). Two Ways to Market Yourself Without Spending a Dime
Unfortunately not all of us have a budget to fit what we believe to be our marketing needs. No need to get down, here are a few very simple things you can do that have stood the test of time, and are proven to attract more business.
For starters, smile often if not always. I’m sure you are familiar with the phrase “smile it’s contagiou...
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