Display by: Title | Popularity

1). Is Your Bank Overcharging You For Your Overdraft? Unauthorised overdraft fees. These are three words that worry every bank customer. An unauthorised overdraft fee is the fee charged by a bank when customers go over their overdraft limit. 2). Advantages and Disadvantages of Fast Cash Loans We have all seen the advertisements on the television or on the radio; in fact, you may also seen them on billboards while driving to and from work. These advertisements are for fast cash loans, otherwise known as payday loans. 3). American Express – A Unique Type Of Credit Card American Express, or AMEX, is one of the most recognisable names in the financial world. 4). How to Protect Yourself While Internet Banking There is no doubt about the fact that identity theft is on the increase. More and more people are losing their identities and money each year due to the efforts of a select few individuals who know how to use the Internet to their advantage. 5). The Benefits of Banking Do you have a bank account? If you do then you are one of the billions of individuals that do. If you do not have a bank account, you are missing out on the many benefits of banking. 6). History of Credit Cards Credit Cards have become an absolute necessity so much so that we take them for granted. A number of money experts have already slated the paper currency as a dying dinosaur. But have you ever wondered where did this plastic money of credit card come from? What is the 7). Poor Credit History - Which Is Best, A Credit Card Or Personal Loan? There was a time when poor credit meant you could kiss any chance of getting credit good-bye. Credit cards were extremely difficult to get if you had any kind of compromising information contained in your credit report. 8). The Pros and Cons of Payday Loans These days payday loans have become extremely popular and in fact, it would seem that everywhere you turn there is an offer for a payday loan to get you the extra money you need until the next payday. 9). Family Finance One of the hardest things that young couples report during their first year of marriage is getting to grips with joint finances. While most are willing to share what they have with their partner, they are not sure on the best way to bring this sharing into effect so that they can share with their new partner, but at the same time maintain financial... 10). Bridging Loans A couple of years ago my wife and I were in the process of selling our house. We were pretty sure we had found a buyer and had agreed on a price acceptable to both them, and us but they wouldn’t be able to buy our house for about three months. My wife and I were totally ok with this since we weren’t in any particular hurry to move, we just wanted t... 11). Protect Your Personal Property With Home Contents Insurance It would surprise you to know how many homes have all the latest in technological gadgetry, yet have failed to insure the contents of their home against the event of either a burglary or damage. 12). How to Choose the Right Bank Financial institutions are located all around the world. If you are looking to open a bank account, whether that bank account is a checking account or a savings account, you have a number of banking options. 13). Balance Transfer Tips – Maximizing The Benefits of Transfers While transferring your balance from a high interest credit card to one with a low interest rate is easy, there are certain things that should be taken into consideration. The first thing you want to do is look at your current credit standing. If you have a good credit history, you should have no problem getting a card that has a 0% interest rate. ... 14). Common Credit Card Terms Whether you have a credit card or you are thinking of getting one, what ever is the type of credit card, there is a simple credit card jargon that you must be aware of. Credit Cards: This is a card issued by a financial institution that allows the cardholder to use credit to purchase goods and services up to a predetermined limi... 15). Balloon Mortgages Explained A balloon mortgage is a loan that is provided for a short period of time for a set amount of money. Balloon mortgages will often involve periodic payments that are made at a fixed interest rate. During this period, the loan may not be amortized. The balance of the loan has to be paid in full at a specific time. Another feature of ball... 16). Buying A Car – What Is The Best Finance? Your car is one of the most expensive purchases you will ever make. Probably the only thing you will buy that costs more than your car is your house. You wouldn’t just accept the first mortgage you came across, and likewise you shouldn’t just accept the first vehicle financing option that comes your way. You will have a lot of options in how to fin... 17). Offshore Banking - Does It Pays To Go Abroad? While you might presume anyone with ‘money in offshore accounts’ is involved in some scurrilous business affairs, the truth is that anyone can use this form of investment as a totally legitimate way to defer or reduce your tax payments. 18). Business Banking - An Overview Making a success of your business depends on planning and judgement. ‘The bottom line’ is all about managing your finances wisely, whether that means sourcing the funding you need to start up or keeping on top of your accounts. 19). Worst Case Scenario: Will Your Home Buildings Insurance Cover You? Nobody likes to consider the ramifications of a worst case scenario, least of all the financial consequence. However, did you know that if a major storm (of the likes we experienced in the UK in the late 1980s) struck the UK today. 20). Car Financing: Which is Better: Buying or Leasing? Purchasing a new car is always an exciting time in life; however, it can also be confusing and time confusing, especially with so many different types of financing options available. Should you purchase your next vehicle outright or would it be better to lease it? 21). Health Insurance 101 Explained We all understand the importance of health insurance; however, as the types of health insurance continue to increase it is becoming more and more difficult to select the type of coverage that is best for you and your family. 22). Cash Back vs. Rewards Credit Cards Ah, the sweet rewards of using credit! Not only do you get immediate gratification with the buy now-pay later plastic, but now, many credit cards offer rewards and incentives for using their card to make purchases. You can get cash back, or gift cards, or ‘reward points’ that you can spend on merchandise or services from various merchants. T... 23). Apply for a Loan or Buy a Used Car? It is a fact of life that many people need adequate forms of transportation to commute to and from their jobs. If you are like most people, your car is one of the largest expenses you will have next to your house. In all the research I've done on personal finance, how you go about purchasing an automobile can have a large impact on your credit and ... 24). Auto Loans : Top 5 Tips For The Best Rate You've got your eye on that shiny new Lexus - okay, maybe it's a Kia, but it's perfect and you want it to be yours, all yours - as soon as possible. At the same time, you certainly don't want to be saddled with paying nearly double the car's value by the time you finish paying off the car loan. Here are five tips to help you get the best possible i... 25). Auto Insurance – Which Type Is Right For You? Auto insurance is a form of insurance available to consumers who own cars, trucks and other vehicles. It covers the insured party against the risks involved in owning or driving a vehicle. This may be a car accident, damage caused to other cars or property, loss to passengers in your car, and damage to your car itself. Optional Cov... 26). Basic Mortgage Terms If it is your first time applying for a mortgage, there are a number of terms you should know. Educating yourself on the various mortgage terms you will run into will help you make better decisions when deciding which home you want to purchase. When you sign a mortgage contract, your home is used for collateral and it is your responsibility to make... 27). Avoiding Loan Penalties Have you ever been late on a loan repayment? It seems that just at the time that you need it least, banks and other lenders slap hefty charges on your account. This is the last thing you need, especially when you’re finding it difficult to keep up with your repayments. It’s like a spiral, you’re late on a payment, so you get a late fee, then... 28). Internet Banking - Which Web Bank is Right For You Finding information online seems like the proverbial search for the needle in the haystack – with so many sites and adverts vying for attention just thinking about searching for an internet bank is enough to bring on a headache. 29). Savings Accounts - Professional Advice When it comes to savings, you may well find yourself daunted by the sheer variety of ways to invest your money. 30). Credit Cards Abroad – Tips To Save On Charges One of the huge advantages of credit cards, and one of the many reasons they continue to grow in popularity, is the easy access they offer when travelling abroad. Not only can they be used with ease to book hotels or pay for car rentals, but they can also be used at cash machines around the world for instant and safe access to local currencies. 31). Bad Credit - Some Solutions To Your History It sounds like a terrible diagnosis – you’ve got a poor, bad or adverse credit score – as far as a mortgage goes, surely now nobody would touch you with a bargepole? 32). Getting Your Credit Card Reward There are many credit card deals that are aimed at people with a lot of debt to manage. These credit card deals offer 0% balance transfer rates and low long term interest rates to credit card customers. 33). Credit Card Comparisons – Choosing The Best Deal With debt at an all time high, many of us will be looking to either transfer our current credit card debt or apply for a new credit card with more benefits or lower interest rate. However, with a plethora of card offers out there, deciding which card, if any, is best for you can seem a little daunting What follows are some useful tips ... 34). Credit Card Faq - Credit Card Security And Authentication With the ever rising reports of credit card fraud, fraudulent use, internet phishing and identity theft, people are rightly concerned about credit card security. Fraudulent credit card use can be an annoyance at best, and seriously damage your credit at worst. It's only reasonable that people have questions about credit card security and authentica... 35). Car insurance for lady drivers Car insurance companies prefer lady drivers to their gentlemen counterparts because they are considered as much less risky drivers. It is not that the accident rates of ladies are low. They face as many accidents as males do. However, the damage caused by them is not as much in most of the cases. So, their claims after the accident are also less. T... 36). Booking your Holiday There are many ways to go about planning and booking your holiday. You can go into a travel agent and get a package deal, which included flights, car rental, hotel accommodation, and maybe even some of the activities that you would like to do when you get there. Booking Online A slightly more adventurous way and ti... 37). Do You Need Life Insurance It can be very difficult to decide if you need life insurance. Life insurance can be an extremely onerous financial commitment and investment, and it will also last for a considerable period of time, so you should take careful consideration in deciding if it is the best way of achieving the financial and other goals you and your loved ones may have... 38). Credit Card Applications FAQ Lots of folks have questions about credit cards but may feel shy about asking for fear of being seen as not savvy. Here's a list of frequently asked questions about applying for credit cards to bring you up to speed on what you need to know about the credit card application process. Can I apply for a credit card? In genera... 39). Car Insurance – How Did They Calculate That? Insurance premiums are calculated according to several risk factors. These are the factors identified by the insurance company as most likely to have an impact on the insured against risk occurring. Insurance is a significant cost associated with the item insured and should not be rushed into. It is always a good idea to shop around for the best pr... 40). Buying a New Car Buying a new car is one of the largest purchases most people make in their lives. Therefore, it is worth taking care and making sure the deal you get is the best possible. Financing If you need to obtain credit to fund the purchase of the car, you should be aware that the financing offered by the dealer is often not... 41). Applying For Credit Cards Online More and more people are applying for credit cards online. With the plethora of different means for which you can apply for your desired card, companies really try to make it easy for you to apply for their credit card. Along with online auctions, and shopping, signing up for credit cards, loans and insurance has been one of the fastest growing com... 42). Avoiding Credit Card Fraud Imagine the following situations: Someone rummages through your rubbish to find discarded receipts and then uses your account numbers illegally. A shop keeper keeps a copy of your credit or debit card and then uses it to pay for other transactions. A mailing asks you to call a long distance number to ... 43). Car Insurance Pricing Plans The law requires liability insurance for all drivers and vehicles. This means that if you are involved in a serious accident, and it turns out that it was your fault, your insurance company will pay out any claims that are made against you. Extra coverage on your own vehicle, called comprehensive insurance, is optional. Insurance comp... 44). Cheap Medical Insurance If you want to get a good deal on your medical insurance, there are a couple of things you should consider doing. Some of them are optional and some of them are absolutely vital and cannot be passed by. The first is to shop around. You really cannot get a good deal on medical insurance unless you are prepared to shop around and search ... 45). Borrowing online Online borrowing is growing rapidly. The technology has developed to allow secure and private transactions to take place over the internet. This has led to huge increase in customer trust of the internet as a place to manage their finances. It is also an extremely good place to conduct loan research as you can get information from many lenders quic... 46). Auto Coverage Analyzer Buying a car means taking a well thought out decision. However, sometimes taking a well-thought, wise decision gets difficult. This is even more so, when it involves a big investment decision like buying car and insuring it. One wrong decision and you might end up in a financial soup. Once you have already bought a car or you have owned a car for s... 47). Choosing Credit Cards – The Basics There really are an amazing variety of credit cards available to today’s consumers; the number of options is simply staggering. Virtually every company around these days has some form of affiliated credit card option available to its customers. While most of these cards are affiliated to one of the major credit card brands, such as Visa, Mastercard... 48). Choosing Life Insurance Take your time in taking decisions, chalk out which one is best suited for you and your family from the policies made available by different insurance companies. Look into your age, condition of health, income, health habits, marital status, number of children and lifestyle. You must always keep in mind that if you don’t need it, avoid... 49). Choose A Better Balance Transfer Card If you are currently experiencing problems making repayment of your credit card debt, then the time has come to consider switching your credit card account to a 0% account. However, if you make the wrong choice, you could end up in the situation where you actually pay more to the credit card company than would otherwise have been the ... 50). Advantages of Switching Credit Cards Switching credit cards is an everyday part of life now whether it is taking advantage of the introductory offers or simply deciding that your existing credit card account is old and you are looking for a newer better credit card deal than you have already. If you choose your new credit card wisely the advantages could prove beneficial to you.... Browse Pages: 1 [2] [3] [4] [5] [6]