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1). How To Cancel A Credit Card With identity theft on the increase it has never been as important as now to cancel a credit card you do not use 2). Using Your Credit Card Abroad Losing or having your credit card stolen while on holiday can be traumatic. Follow these simple steps to keep safe. 3). Getting A Personal Loan With Bad Credit It can sometimes be difficult getting a loan with a bad credit history 4). Credit Card Stoozing – Time To Stop Snoozing Lets stop snoozing and start “stoozing” Do not think that we are trying to get you involved in any criminal activities here, we’re not and the whole process is legal and above board and will give you the chance to get one over on the credit card companies, who have been relieving us of our cash for many years now. First o... 5). Flexible Mortgage Guide Flexible mortgages are an ideal vehicle to help you plan your finances through the good and bad times 6). How To Increase Your Credit Card Limit Increasing your credit card limit can sometimes be tricky, however, follow these steps to get the best results 7). Credit Cards For Students – The Pros And Cons If you are a student you will incur debt with limited opportunity to work whilst studying which means you will need to take out a credit card 8). Student Loans Guide Students do not have a lot of choice when it comes to credit or loans, so it is important for them to make the correct choice. 9). Avoiding Credit Card Scams Some credit card companies have some nasty surprises waiting for you in the small print. Read on to find out more. 10). Personal Loan Mistakes And How To Avoid Them With so many personal loans available follow these simple guidelines to make sure you get the loan you want 11). How To Borrow Money From Your Bank Due to you having a past history with your bank, it is often easier to borrow money 12). Avoiding Mortgage Mistakes That Can Cost You Money Taking out a mortgage is the biggest financial commitment many of us will make 13). Helpful Hints On Personal Loans Are you thinking of taking out a personal loan! If the answer is yes then you have to ask yourself some questions first. This will make sure that the loan you choose is the right one to suit your needs. Below are some of the most common questions you should be asking. Do I really need a personal loan? You have to as... 14). Are You Worried About Credit Card Debt Properly every one of us has some sort of credit card debt, but when do we know that it’s spiralling out of control? Well one way is if you’re pay more than 15% of your monthly salary to your credit card bills then start to worry, but a worse way of dealing with this is borrowing cash from one credit card to pay another, this will only put you into... 15). How To Apply For Business Loans A business loan is essential for many new ventures, so take time to make sure your application is accurate 16). How To Build Up Your Credit Rating Many of us have a poor credit rating due to problems we have had in the past. Here are ways to improve your position 17). How To Get Out Of Credit Card Debt Falling into a credit card debt nightmare happens too often, follow these steps to ensure you’re not the next victim 18). The Fastest Way To Secure A Loan Needing to get your hands on money fast can sometimes pose a problem. 19). Using A Loan For Debt Consolidation Using a loan for debt consolidation purposes can be a way of getting out of financial hardship 20). Credit Card Rates There are a number of factors that will effect the credit card rates you will be offered by credit card providers. Credit card providers never offer the same credit card interest rate to all of their customers, but using complex calculations of risk assessment and credit worthiness, they set a number of different rate bands, and then place each app... 21). Be Smart With Your Credit Card We all wish that our credit cards were interest free all the time. How much pleasure would it be to know that what you spend is what you pay back and there would be no interest to pay. What is happening is the credit card companies are fighting it out to see who can get the most customers and one way is to offer us 0% interest deals. T... 22). The Best Loan Alternatives When thinking about borrowing money, most people look at loans as the most sensible option. Although it is true that loans are often a good option for borrowing money, they are also inflexible, and if you are someone who wants to pay back your loan early then there can be heavy penalties. 23). Your First Credit Card Follow these simple steps to get the credit card that suits your finances 24). Adverse Credit Home Loan Tips If you have had trouble in the past with bad debt, try looking through these tips 25). The Wrong Reasons To Get A Loan Advertisements in the media bombard us with messages to take out loans, sometimes this is the wrong move. 26). Watch Out For Hidden Dangers In Your Credit Card Although there are hidden dangers, if you are aware of them and use your card wisely then you will not incur hefty charges and will find your card extremely useful. 27). Ten Top Tips For Choosing Personal Loans Choosing the wrong personal loan can cost you hundreds, read through our tips on to choose the best deal 28). How To Get An Adverse Credit Fast Loan Many of us need cash fast but when you have poor credit this can be a problem 29). How Fair Lending Protects Us If you are thinking of getting short-term loans such as a payday loan then you will have different rights and you should be given a leaflet or brochure explaining your rights. 30). How To Use A Payday Loan If you are a week or two away from payday and need cash urgently, then a payday loan might be the answer. 31). Finding The Best Car Loan For You Car loans can sometimes be costly, however, by following these tips you could save hundreds 32). Which Type Of Credit Card To Choose? Due to financial constraints many of us are unable to get a credit card, so what are the alternatives? 33). Lost Or Stolen Credit Card Advice If you have a credit card, then the chances are that sometime in your life you might either lose a card or have it stolen 34). How To Use A Flexible Mortgage In today’s ever-changing world, people need more and more flexibility when it comes to borrowing and mortgages. 35). Are Secured Loans The Sensible Option? Secured loans maybe easier and faster to obtain than many other loans 36). Should You Open A Savings Account? If you have a current account and you are starting to earn more than you spend each month, then maybe it is time to get a savings account 37). Credit Cards For Teenagers People have to start their financial learning at some point in their lives 38). Credit Cards Bring Festive Cheer Christmas is almost upon us once again and the worry of meeting the demands that it has on our finances comes to the fore. Many will get themselves into a level of debt that they cannot sustain and if it’s paid for with your current credit card or god forbid a store card, then the expenditure will be worse with the addition of the interest charges ... 39). Using A Credit Card To Fund Your Business The spate of credit card offers and leaflets that most of us receive through the post or in our daily newspapers, which promise us unlimited spending power and in some cases blank cheques, has threw up a major surprise and that is the way that small businesses are using personal credit cards that you or I use for granted in our daily personal use, ... 40). Balance Transfer Credit Cards – How Good Are They? Are you looking for ways to save yourself money? If the answer is yes then read on as I have the answer to your prayers, by changing your credit card to one that offers a balance transfer deal. The credit card companies are looking for your business, so there has never been a better time to check out the great deals that are on offer, ... 41). Make Money With A Cash Back Credit Card Cash back credit cards are a fantastic way for you to make some cash while spending on your credit card, although it does only suit the customers who pay their bill in full at the end of each month. A cash back credit card will give you the chance to earn as you spend, as a percentage is returned to you on an annual basis for every pou... 42). Cash Back How good would it feel if every time you spent money you got some back? Well that’s what most credit card companies are offering you at the moment, as the big credit card company’s battle out the customers can only benefit, most credit card companies offer an incentive when you open an account, including 0% on balances and purchases for the first 6... 43). Budgeting with Credit Cards These days, with so much easy credit available it is very easy to let your finances and debts get a little out of hand. Pretty much every morning when you wake up and check your mail, you will be greeted by a plethora of junk mail advertisements seeking to entice you into signing up for a personal loan, a new credit card, a debt consolidation loan ... 44). Cash Back Credit Cards The Way To Cash In Cash back credit cards are a fantastic way for you to make some cash, while spending on your credit card, though it does only suit the customers who pay their bill in full at the end of each month. A cash back credit card will give you the chance to earn as you spend, as a percentage is returned to you on an annual basis for every poun... 45). Assessing the Full Cost of a Credit Card Credit cards do not have to end up costing you the earth. So long as you can keep your spending under control, and are able to pay off your monthly bill in full each month, your credit card will probably cost you nothing. Every purchase you make with your credit card is given an interest free period of somewhere between fifty and sixty days. This i... 46). Getting A Better Interest Rate Is Not So Hard If you are unhappy with the interest rate you currently receive for your credit then there are a number of steps you may wish to consider taking in order to get yourself better rates and more favourable terms. These include: · Ensuring that you credit report is accurate and up to date · Requesting better rates from your existing ... 47). Better the Devil You Know To save money on your credit cards, doesn’t always necessary mean that you have to switch providers to get a better deal, far from it as you can always start on your own doorstep and ask your current credit card lender if they can offer you a better deal than the one that you are getting at present. This should be your first step if yo... 48). Credit Card Minimum Payments Create Debt A credit card minimum payment means that you can spend more and pay as little back as the credit card issuer will allow you. Sounds great in theory but it is a system that will turn out to be your worse nightmare. If you stick to it before long you will find that you have reached your limit, have nothing left to spend and all the while your past pu... 49). A Credit Card Can Sing A Christmas Carol Too “Christmas Time, Mistletoe and Wine” How many times have you heard this so far and its only November? A few I’ll bet, but with Christmas seemingly becoming earlier to us each year, we will no doubt feel the need to get ahead with our present and food buying. This though only leads to us spending more than we should. This is because with the shops f... 50). Car Loans Buying a new car is one of the single biggest purchases most people are likely to make in their life. Other than their home and maybe their education, there is not really much personal expenditure that can compare in size to the purchase of a new car. Therefore it is not surprising that most people cannot afford to pay for a car outright. This is s... Browse Pages: 1 [2] [3]