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1). Learn The Credit Card Business Jargon And Stop Your Debt Cold Credit card companies, as part of the financial industry, use a massive array of jargon. If you understand the terms you can stay on top of your credit card debt. While you can't be expected to recognize all the technical terms, some of them are quite important so here is a quick guide, in alphabetical order. Affinity card This i... 2). Avoid Payment Holidays When Offered Once you’ve been paying off a credit card for a while you might be offered a ‘payment holiday.' You’ll get a letter stating that since the company knows it’s difficult for some families around Christmas they’re offering you a month off from paying as a ‘special present.' Why Would They Do That? Offers of payment holidays t... 3). Debt Stress, The Really Bad Side In all the information and discussion about credit card debt there is one thing that gets largely ignored. Stress. Credit card debt is extremely stressful and can have a very negative effect on your life if you let it. It’s very difficult to not feel its effect but you can learn to deal with it more effectively. Stress is as bad as an...