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1). Arm Loans; What is A Home Equity Loan? Arm Loans; What is A Home Equity Loan? 2). Gram Pocket Scales - Weighing in Big with Consumers What’s no bigger than a flip phone comes in fashion colors and can weigh up to 50 grams with .01g accuracy? Don’t look now, but the traditional jeweler’s traveling scale is all fashioned out and style conscious. Pocket scales, used by jewelers, hunters and field investigators for dozens of uses, have taken the same route that turned cell phones int... 3). Private Mortgage Insurance – Your Rights and Responsibilities An often overlooked cost of buying a new home is private mortgage insurance, usually simply called PMI. The basic idea behind PMI is simple. When a home buyer buys a house with less than 20% of the home’s value as a down payment, the mortgage lender assumes a larger risk. In most cases, the lender will require that the buyer – that’s you – purchase... 4). Repowering utility carts makes Green Sense, But does it make financial sense? Golfers at the Hindman Park Golf Course in Little Rock, Arkansa have something to brag about – they have the greenest greens in the state. Not the color green – green as in environmentally friendly. Environmentally friendly golf courses came to national attention about ten years ago, when the Environmental Protection Agency, the American Society of... 5). Understanding a Home Equity Line of Credit Understanding a Home Equity Line of Credit 6). Understanding the, "Pros And Cons Of Refinancing Loans?" ing a loan is simply the process of paying off your current loan with a new loan plan, which has a lower interest rate. How can you negotiate to get the best borrowing rate? First, it starts with a strong credit score. You can achieve this by paying your bills on time, cutting back on borrowing and maintaining a low loan balance by as ...