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1). Housing Act 2004 · The Housing Act 2004 received Royal assent on the 18th November 2004. It introduces wide new powers for dealing with poor conditions in the private rented sector. Most of the new powers in the Housing Act 2004 will be brought into force by Ministerial orders expected during 2005 and 2006. The main provisions of the Act are: · The Hea... 2). Large Increase In Mortgage Repossessions Recent statistics from the Department for Constitutional Affairs state that court actions by mortgage lenders rose to 28,476 in the second quarter of this year – for those that don’t follow such trends that’s up over 50% on one year ago. Also, at 18,330, the number of repossession orders was the highest for 9 years. Although yet to rea... 3). The Letting Of Flats The person who buys a piece of land is known as a freeholder. This title confers complete ownership of the land and the buildings on it until they either sell the land on or leave it to someone else when they die. Many people buy individual flats that are part of a purpose-built block. They will normally hold a lease for a certain peri... 4). Threatened With Homelessness? THREATENED WITH EVICTION?? If you are threatened with or made homeless, call into the Housing and Money Advice Centre as soon as possible. You will be given advice on what your rights are and where to find help. You have a right to apply to the Council’s Homelessness team based at the Guildhall. Ask at the reception to speak to the per...