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1). BJB: A Rule To Rule Your Debts It is essential that you get in control of your finances from an early stage – but does that mean not having any debt? When is it right to take out a new loan? 2). 7 Easy Steps To Controlling Your Debts If you feel overwhelmed by your debts here are 7 easy, practical and achievable steps that you can take now towards controlling your debts and how loan consolidation fits in.