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1). Intro to Pay Day Loans Payday loans are relatively small, short-term, unsecured, consumer loans. Consumers apply for payday loans through the Internet, with loans ranging from $100-$500. If approved, the loan amount is then wired overnight into the applicant’s checking account. 2). How Online Cash Advances Work Information about online payday loans and how they work. 3). Finding Your Pay Day Loan Helpful Information on finding and choosing the right payday loan. 4). Why Now Is The Best Time To Consolidate Your Student Loan. Helpful information on Student debt consolidation. 5). Tips For Debt Management Helpful information on getting debt relief.