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91). Dealing With Rising Costs By : Tim Renolds
Sadly, we don’t live in a world where one can realistically be expected to save their money. It just doesn’t happen anymore! A few decades ago that could have happened but not any more. It used to be that your income was far greater than your expenses and you could put quite a bit away. But now our income is often outstripped by our expenses! Our i...
92). Four ideas you can take to the bank! By : Bob Benson
If only you could snap your fingers and find that you have increased your income! It may not be that easy, but it is easier than you think to increase your income! Here are a few ideas to help you increase your income.
But if you’re reading this while you’re on a website that highlights secured loans, you’re probably wondering what inc...
93). Factoring Can Be An Ideal Solution For Start-Up And/Or Growing Businesses By : Dave Nighswander
Factoring is one of the oldest methods of business financing in existence. The history of factoring dates back to the days of moneylenders in the middle ages. Factoring has been the working capital facility of choice in Europe for centuries. It has taken on a new life in recent years as a financing method for many businesses in the United States.
94). Top Ten Tips for Getting Out of Debt By : Russ Dalbey
Top Ten Tips for Getting Out of Debt
95). Loans for Self Employed : Supporting the idea of being independent By : Christian Phelps
Loans for Self Employed : Supporting the idea of being independent
96). How to Pick the Right Credit Card For Your Spending Habits By : Andrew Saari
Copyright 2006 Andrew Saari
There are so many different credit cards out there to choose from! Picking the right one for your spending habits can be a difficult decision. Here, we'll try to help you sort through the types, and to make a wise choice.
No annual fee vs annual fee:
*Some credit card companies char...
97). Fixed APR Balance Transfers: Better Than A 0% APR By : Jeff Weber
0% balance transfers offer great short term savings, free up money to pay down debt quicker, and can ultimately save consumers hundreds, if not thousands of dollars in interest over their duration. However, the very best 0% balance transfer offers on the market only last 15 months. For many, this is not enough time to completely eliminate their cre...
98). What Are The Benefits of Free Online Stock Trading? By : lar west
What Are The Benefits of Free Online Stock Trading?
99). Fantasy Income By : Paul Babs
As Einstein said, everything in life is relative, and one’s income is no exception. While the vast majority of the world lives with an income that is below poverty level (eating only one small meal a day), there are others who make up the jet set and fly first class across the planet to share dinner with a friend. Who is happiest? Hard to say, for ...
100). Navigating Insurance For Students And Searching Out The Right Financial Solution For UK Parents By : Mr Hanna
Students are often portrayed as being lazy, indolent, or, perhaps most damningly of all: scruffy. But today’s students are often more active and involved than their parents, and they demand the rewards that come with this behaviour. Valuable pieces of equipment are de rigueur in many of the UK’s student halls; parents having lavished attention upon...
101). Public Procurement and Very Private Benefits By : Sam Vaknin
In every national budget, there is a part called "Public Procurement". This is the portion of the budget allocated to purchasing services and goods for the various ministries, authorities and other arms of the executive branch. It was the famous management consultant, Parkinson, who once wrote that government officials are likely to approve a multi...
102). An Overview Of Purchase Protection Insurance By : Bob Benson
Many people are not aware of the insurance that many credit card companies provide their credit card holders; it is called purchase protection insurance. Many of the major credit cards offer this type of insurance for free, others may require an additional fee in order to receive this purchase protection coverage. The terms and conditions that rela...
103). 3 Ways Tenants Lose Money By : Jeanette Joy Fisher
Are you still renting a home or apartment for yourself or your family?
If so, you're losing money. Think about these three ways you lose money by renting:
1. You're paying for someone else's mortgage payment. You're missing out on the appreciation that the property gives to the landlord. Appreciation is a term used in acc...
104). Fed Hikes Interest Rates Again By : Matthew C. Keegan
On November 1, 2005, the Federal Reserve Bank [Fed] raised interest rates one quarter of a percentage point. Since Summer 2004, outgoing Fed Chairman Alan Greenspan has been raising interest rates on a regular basis since hitting its low point of just 1%. Now at 4%, Greenspan is expected to raise rates two more times before exiting office in Januar...
105). Annuity Basics By : Mansi gupta
Annuities can be very good things for some of us and a disaster for those of us who have not been made aware of the pitfalls and traps that in turn can easily befall them.
Since most people have or are going to look into annuities as a retirement or and an investment vehicle, make sure it fits into today’s needs and parameters. It has to be r...
106). What Is The Importance of Online Trading Regulations? By : lar west
What Is The Importance of Online Trading Regulations?
107). Retiring With A Decent Income By : Joseph Kenny
These days, it’s hard to listen to the financial or economic news for long without hearing something about pensions. These news stories usually give us some bad news about the pensions shortfalls in the gaping holes in pension funds. The chancellor Gordon Brown has recently gone on record suggesting that he is in favour of increasing the working ag...
108). A Case Of Coin Telemarketing Fraud: Here's What I Shoulda Done By : Daniel Goevert
One day back in 1985, I received an unexpected phone call at my office from a man named Gordon Carl (not his real name – but whose real name I’ll never forget). The thing that initially struck me the most about the polished Mr. Carl was his heavy New York accent, like something you might hear in a gangster movie. The purpose of his call: to offer m...
109). Controlling Your Finances By : Christian Tylor
A person's finances are one thing that determines the way they live. It determines your lifestyle such as what type of car you drive or the area in which you live. Controlling your finances is a very important part of a person's life.
Since just about everyone has a checking account it is important to know how to keep that account bal...
110). Protecting Your Assets By : smgenie
Have you ever wondered what would happen to your assets if you were sued, in a car accident and it was your fault or if you became disabled or even died? Most people consider this question but do very little about taking the necessary steps to protect their assets.
The first thing to do is to have a plan in place before anything bad h...
111). Free Money? Not quite – close enough. By : Kaval Patel
We all know there is no such thing as free money (even a lottery win or a donation are not free as they require buying a ticket or some marketing to attract the donor which costs money). So how would one go about trying to get almost free money that lasts?
Well one way is to ensure that a good proportion of the money that you earn is d...
112). When to Sell Your Structured Settlement By : David Springer
A structured settlement often follows a life changing incident, whether it be positive or negative. Due to these circumstances, you may be faced with the need for a large lump sum payment rather than small monthly payments over a number of years. So, where do you turn? To a company that can buy your structured settlement from you and turn it into a...
113). The Secret To Never Ending Financial Success By : Rene Graeber
Which one will you choose: Wealth or Happiness?
Well: you can have BOTH.
You can be both rich and happy. It is great to have a huge bank account and at the same time, enjoy life with your loved ones. Money alone will never buy you happiness; but money can help you enjoy life more, which enhances your happiness.
114). The Value of Your Good Name By : Bob Benson
A some point in your life you will probably need a loan of some kind. Maybe you don’t need one now, but you will eventually need one. Maybe you want a car, a house, a credit card. Cars use leases, houses use mortgages. Leases, mortgages, and credit cards are all types of loans. And when you want to get one of those things, you’ll need to have a goo...
115). How To Drive The Irs Crazy By : Wayne M. Davies
Looking for an easy way to increase your business deductions? Look no further than your driveway.
First, the general rule: your vehicle is deductible to the extent you use it for business.
So, if you drive your car 100% for business, all car-related expenses are deductible.
But if you use it less than 100% fo...
116). The Human Side: Debt Stress By : Angie Noack
In all the technical discussion you hear about credit card debt, the best ways to manage it and pay it off and all the rest, one thing goes largely ignored. Credit card debt is extremely stressful, and can have a very negative effect on your life, if you let it. It’s as bad as an addiction, always hanging over you, bringing you down, making it hard...
117). Inflation: Public Enemy Number 1 By : Bob Benson
When our grandparents were working they could earn a decent living, pay for a house, a car, seven children, and still have money to put in the bank. But today, the cost of living has outstripped rises in pay so that things cost more but we’re not making more. We have to make due with the money we have.
What’s the implication? Sometimes...
118). The rope is too short! By : Bob Benson
There is a story of a man sold loops of rope in the marketplace. He would tie two ends of rope together and sell them. Unfortunately he wanted to increase profits so he cut all of his ropes in half. So he had twice as many ropes! But instead of making he lost money because he couldn’t make ends meet.
That’s a funny story, but it’s surp...
119). All The Truth Around E Currency By : Charles Cruz
You keep on listening about this profit pulling business that requires no marketing or selling, merely an hour a day (at the most) and no special skill.
Yeah right!
At least that's the 1st perspective it gives any person that has been in the internet for some time.
But Let's get more into detail about E Curre...
120). What's In Your FICO Score? By : Ed Vegliante
Obtaining copies of your credit reports from the three major credit reporting bureaus is a must for all American consumers. If you order your copies directly from each bureau, you can get yours for free [once per year per bureau]. That is the law. There is, however, one piece of information not included with your credit reports and that is your FIC...
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