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Wednesday, 9 July 2008       

Articles in: Home / Finance / Financial Planning

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1). Thousands Now Survive Financial Hardship Who Never Thought They Could….with a Solo 401k !  By : Lawrence Groves
Financial Emergency! It is unpredictable yet it happens to all of us. The IRS has just increased your chances of survival by two.

2). Create and Maintain a Budget  By : Veronica Azam
The first step to avoiding the troubles of financial debt is to create and maintain a budget. It’s not as intimidating as it sounds, don’t worry.

3). Inflation - The Slayer of Your Savings  By : Chris Cooper
Since inflation consistanly erodes the buying power of our money, our investments have to exceed the inflation rate or we will outlive our money.

4). Is Filing For Bankruptcy The Solution?  By : Darnell Scott
Bankruptcy may seem to be an easy solution for major financial problems. But it is always better to avoid filing bankruptcy at all cost and to turn to it only as a last resort.

5). Rich is Possible! Tips for Saving and Earning  By : Daegan Smith
You may have heard this a thousand times from tons of people all trying to hawk a book or a pamphlet on how to be rich in a jiffy. Most of the times these claims are bogus and are only work for the people who are trying to sell these things. Why? Because everyone wants to be rich, and they will go through all kinds of trouble just to know the secret to lifelong wealth and security.

6). What Are My Investment Choices For Retirement Planning?  By : Richard Callaby
Investing for retirement may not seem important yet for someone who is still in their early age. But once that age of retirement is reached, then you will feel the need to do so. It might be too late then as you will not get the most out of your investments anymore.

7). Are You Afraid Of Budget Prison?  By : Gregory Walding
Do you put living on a budget is the same category as living on a diet? I know most people would rather die than live on a budget. But, did you know, that living without a budget will get you into a lot of trouble.

8). What You Should Know About a 401k  By : Heather Colman
A 401k is a good place to start in planning for your future retirement, no matter how far away you may be from the actual time.

9). Five Painless Ways of Getting Out of Debt and Staying Out of Debt  By : Darnell Scott
If everyone knew the answer to that, no one would be having financial problems. The problem is, some of us know what the answers are and don’t follow them, but some of us just don’t know. We’re guilty of not planning and thinking we can do more than what we really can.

10). 401(K) Investing For Your Retirement  By : Linda Moore
The aging of the population and the potential failing of social security has brought the subject of saving for retirement to the forefront for many people. There are many avenues available to acquire the nest egg that we will need to survive on during our golden years. IRA’s, mutual funds, annuities and 401(k)’s are just some of the options to research as we prepare for our future.

11). How To Write a Better Fundraising Letter  By : Kimberly Reynolds
Looking for tips on writing a better fundraising letter? Use these quick tips to craft your next donation request letter. Feel free to modify the sample letter below to fit your specific needs. -Good news - Always start the letter with a series of good news -Use bullets to build momentum and make entire letter ente...

12). Painless Tips For Retirement Savings  By : Lee Dobbins
Learn about a few things you can do for retirement saving sthat can add up over the years.

13). What A Budget Does For You  By : Gregory Walding
How you plan to spend your money determines your success with financial management.

14). Cheerleader Fundraising  By : Kimberly Reynolds
Cheerleading fundraisers are the ultimate in small group fundraising. Cheerleaders possess boundless energy, determination, and loads of contacts (for potential supporters). Harnessing all this energy and enthusiasm can be a challenge,but having the right cheerleading fundraiser is a great start. You want to leverage their skills by gi...

15). Fundraising, Successfully  By : Sandy Baker
School budgets are short. Cities even need help. On top of that, there are all sorts of organizations that are looking to make some extra money to help fund them. Fundraising is the perfect thing to do just that. If you are looking for some remarkable method of fundraising to turn your school or organization around, there are plenty to choose from,...

16). Car Financing: Which is Better: Buying or Leasing?  By : Joseph Kenny
Purchasing a new car is always an exciting time in life; however, it can also be confusing and time confusing, especially with so many different types of financing options available. Should you purchase your next vehicle outright or would it be better to lease it?

17). Salvation Army, Not Just A Religion, A Charity Worth Giving To  By : David G. Hallstrom, Sr.
Last year during Christmas season I started to enter a store that I had shopped at regularly for years. I stopped at the store entrance because I felt that something was wrong. Then I realized that there was no bell ringing and no Salvation Army volunteer with his or her red kettle. I went into the store and asked the manager if he knew why the Sal...

18). Oh, No! Another School Fundraiser!  By : Al Jackson
If you have children still attending school, then you probably know all too well the feeling you get when you receive a flyer stating the need for yet another fundraising event! That horrible feeling in the pit of your stomach that says you're going to have to contribute in some way, either buying something you really don't need and really can't af...

19). Annual Credit Report Overview  By : Sandra Stammberger
An annual credit report contains information regarding your loans and repayment history. It also contains information about your employment and registered residential address. Any names that you have used in the past will be included in this annual credit report, as well as any loans you applied for and been denied.

20). Wreath Making Fundraisers  By : Dawn Keadic
Wreath making and selling can be a fun project and a money maker for almost any organization; however it is going to take some careful planning to make sure that everything runs smoothly. You’re weekly get together group may be all in favor of making wreaths, but as with any group project, you will have members who will be at different levels of ca...

21). Officially Licensed Products Give A Kick To Your Youth Or School Fundraiser  By : D. David Dugan
Fundraisers have changed somewhat from when I was a kid. We sold one thing and one thing only, candy. Candy for the school basketball team, candy for the local baseball league and yes, candy for the football team too. Don’t get me wrong, it was good candy, but we didn’t have the choices today’s organizations do. Everything imaginable i...

22). Fundraising Ideas: Keep It Safe  By : Kimberly Reynolds
When your youth group is doing a fundraiser, it is imperative to make sure that the proper safety precautions are followed. Never allow door-to-door sales without direct adult supervision. Period. In a sad case, an 11-year-old boy selling candy for a PTA fundraiser came to the door of a 15-year-old boy who was home alone ...

23). How Can Fundraising Consulting Help Us Raise Money?  By : Peter Crump
If you need to hold a fundraiser and don’t know where to begin there is help out there for you. It is time for you to seek fundraising consulting advice especially if your fundraising event is going to be on a larger scale. Fundraising consulting will help you organize and take you through the steps to ensure your fund raising efforts will be succe...

24). Easy Ways To Make Money through School Fund Raising  By : Peter Crump
Did you know that school fund raising brings big business to many companies? This is because schools purchase the supplies they need for fund raising in large quantities. The company can easily give a discount because they sell a lot of products at one time. School fund raising is also becoming an important part of school life because it offers sch...

25). Working in Retirement  By : Chris Cooper
Why working in your retirement years can be good for you financially as well as physically.

26). Pensions and Investments Performance - How to Target a 20% Annual Return!  By : Stephen Todd
The most important criteria in picking pensions or investments to deposit your funds in, is their performance. Many investors are disappointed in their pensions and investments performance, as the majority of fund mangers cannot even beat the index!

27). Some Advantages Of Debt Counseling  By : Darnell Scott
If you are in a flood of debt, turning to debt counseling seems to be the best and only resort to get out of debt. Debt counseling is offered by professionals in debt counseling companies.

28). 3 Simple Ways Of Getting A Credit Card After Bankruptcy  By : Darnell Scott
Bankruptcy administers a devastating blow to your credit card. A bankruptcy may remain on your credit report for up to 10 years. But these effects do not remain long lasting; it starts to diminish on your credit report as soon as your case is closed.

29). How to Choose the Right Investment For You  By : Mika Hamilton
Choosing which investment is right for is a complicated decision. While you can seek advice from financial professional, ask for tips from family and friends, and do research, in the end the decision is solely your own.

30). Getting Out and Staying Out of Credit Card Debt  By : Veronica Azam
Credit card debt is a major cause of over one million bankruptcies each year. The reason is that many people get a credit card without researching and reading the fine print.

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